The Colorado Court of Appeals affirmed a directed verdict for insurer client dismissing a statutory delay/denial claim under C.R.S. § 10-3-1115,  1116 finding that an offer of benefits by the insurer is not a “denial” and the evidence at trial did not support any delay. The Court held that the insurer was not required to include pre-judgment interest in its offers to settle because there is no right to interest when the underlying case was settled. Debra Sutton and Ashley Larson drafted the appellate briefing. Debra Sutton argued the issues at Oral Argument.